Broker Check

How I Do Business


In our initial meeting, I will start by listening.   

You’ll see this often in my approach – in order to help you, I need to understand your specific situation before we move forward with any planning.

I need to know what you like and don’t like about your current plan, what you think a good financial planner is all about, how you make decisions, and in what form (charts, spreadsheets, text) you’d like to see my recommendations.

Next, we will have a relaxed, interactive discussion where I will show my approach to financial planning. We’ll cover an assessment of your readiness for retirement, show some of the common areas where people are being less efficient with their money and talk about how that can hurt you in the long-run.

What we won’t do in our first meeting is discuss any particular investment, financial product, or specific recommendation. There will be plenty of time for that after I fully understand what you want to accomplish in your life.

The next steps.

After first meeting, you will do a little homework and fill me in on your key financial details.  Then, at our second meeting, I’ll share my findings of the areas where you may be more efficient with your money. I’ll then cover each area in detail and show you the lost dollars as well as the hidden impact of the opportunity cost of those lost dollars.

Next, we’ll cover your current investment strategies and determine what if any changes need to be made. We will also talk about alternatives that you may not have considered. I’ll demonstrate the pros and cons of different investment approaches so you can make an informed choice about what is right for you.

We’ll also discuss your insurance protection strategy. There is little sense in saving, investing wisely, and then risking your assets with too little insurance or the wrong kind.

We’ll bring it all together in a complete, comprehensive plan that can help you work towards your financial goals.